Other Forms of Financial Aid & Assistance
There are other forms of financial aid and assistance programs that can go a long way in helping you to finance your education and training; aid that you likely hadn’t considered or even known about!
Some may require you to submit the FAFSA form (if they’re based on financial need), but most won’t. Although you may not be interested in any of these other forms of aid, it’s a good idea to know that they’re out there as options that are available to you either now or at some point in your future. Here goes…
Federal Aid. There's more!
There are even more federal benefits and opportunities that are available to you, regardless of whether or not you choose to submit a FAFSA. Check these out…
- IRS Tax benefits for education
- Make sure your tax preparer is aware that you’re attending college or career training school. These tax benefits can help you, or your parents, decrease the income tax owed each year while your attending school and/or paying back student loans.
- Segal Americorps Education Award
- This scholarship award is given to people who complete a term of community service within the United States via Americorps.
- If you might be interested in learning more about the program, check out this ink and video.
- Educational and Training Vouchers for current and former foster care youth
- Scholarships and loan repayment through the US Department of Health and Human Services’
Students with special extenuating circumstances may qualify to have their tuition partially, or even entirely, waived, so if you think you might fit any of these categories make sure you notify the Financial Aid Office at the school you’re choosing to attend.
Schools in some states across the US offer a full or partial tuition waiver to students who qualify as one-quarter Native American, or belong to a tribe acknowledged by the US government.
If you have the evidence to back up your heritage click the button below to find the states which offer this benefit!
If you or your family have faced economic or other types of hardship (like surviving a natural disaster), you may qualify for a tuition waiver at schools in select states at state colleges and universities.
In addition to qualifying for federal, state and school specific need based aid, students who have families with significant financial need may also have some, or all, of their tuition waived at certain schools. Some schools actually offer free tuition to students from families whose income falls below a certain gross income. Find out if any of the schools you’re applying to offers this type of aid!
Working in some careers that are in the public sector helping people may be enough to get you a tuition waiver at some schools.
If you’re out of work due to economic, health, or other reasons, check with your schools to see if they offer a tuition discount. It may vary according to school and by the amount you may receive off your bill.
You can also check with your local One Stop Career Center (every state has them) to see what types of education and training financial support they have available.
Some high schools have agreements with colleges, career training schools and unions that allow high school students to earn college credit or license hours while taking specific high school classes. Those specific high school classes will meet the requirements for the student’s high school diploma, as well as allow them to earn 1 or more college credits, or multiple hours towards licensure, depending on the course and the agreement between the high school and college or other organization.
Students should learn early on which of their high school’s classes allow students to earn college credit and/or license hours so that they can be sure to fit those classes into their schedule over their 4 year high school experience. Some high school students have earned as many as a full semester of college credit prior to even graduating high school!
Contact your high school’s Guidance or Student Services Department to get a list of classes that offer college credit (and/or licensure hours) through agreements with community colleges, career training schools, unions or 4 year colleges or universities.
Project Running Start
A Successful Dual Credit Program in NH.
The New Hampshire Running Start Program is just one example of a successful Dual Credit program between high schools and a state’s Community College System.
This program allows high school students to take Community College System of NH (CCSNH) courses for high school AND receive college credit while enrolled in high school.Courses offered through the Running Start program are essentially college courses taught at the high school by CCSNH college credentialed high school faculty as part of the high school’s daily class schedule.
Military Educational Benefits
If you’re interested in the Military that’s great news because there are so many educational benefits available to you regardless of which branch you choose.
It’s important to make yourself aware of the educational benefits so that you’ll take advantage when you’re ready to continue your education and training during, and/or after, your enlistment.
- Overview of Military Education Benefits
- Military Tuition Assistance (by branch)
- Military Spouse and Family Education Assistance Program
- Iraq & Afghanistan Service Grant or Additional Federal Pell Grant Funds
- ROTC (Reserve Officer’s Training Corp.) Scholarship
Tuition Reimbursement is a benefit that many companies offer to their employees because they value the continued education and training of the people in their organization.
How it typically works is that the employee pays their tuition upfront each year, and then upon successfully completing their coursework the company will reimburse them. Some companies offer full tuition reimbursement, others partial; either way this is a great benefit if you choose to take advantage of it so get the details. Tuition Reimbursement may even be a deciding factor as to whether or not you take a job at a specific company!
If you’re interested in tuition reimbursement, be sure to find out if the company has an annual cap on the amount they offer each year per employee, or even as a whole for the company, so that you are able to access as much as they’re willing to give and you don’t miss out if there’s a company cap on the amount distributed each year.
Although many smaller, and local, companies have generous Tuition Reimbursement benefits, the following are just some of the nationally known companies that offer this benefit to their employees:
Some state’s have an arrangement between their community college system and their 4 year state colleges and universities.
This arrangement allows students who start at community college to seamlessly transfer to that state’s 4 year colleges and universities with a discounted tuition rate, as well as other possible benefits such as a freeze on tuition and fees. Check with your state’s Department of Education to see if they offer something similar.
Here’s an example of one state’s program:
State & Regional Agreements
Some states have programs that allow residents to attend a state college or university in another state without having to pay that school’s out-of-state tuition rate. This can be a huge savings so make sure you check with your state, or with the colleges and universities that you’re interested in, about any tuition exchange or reciprocity programs. If they do have them be sure to ask how to sign up.
You can find information about some of the larger state reciprocity programs at the button below.
Tuition Free State Schools
Implementation of tuition free state colleges is growing, sometimes with strings attached and sometimes without. Currently 4 states and 1 city offer free tuition at their state colleges and universities, and a couple of others are dabbling in it with free tuition for students who are pursuing programs in high demand majors and industries.
Here’s how it typically works…
- In most states the aid is given in the form of scholarships that cover the remaining cost of tuition after other needs-based grants have been applied. Some state plans have an income cap and others are limited to recent high school graduates.
- FYI… Free tuition doesn’t mean there aren’t any costs to the student. Students need to pay for room and board as well as fees, orientation and all of those other costs we talked about earlier when we went over COA (Cost of Attendance); but free tuition is still a pretty sweet deal!
States & cities currently offering free tuition:
- Rhode Island
- New York
- San Francisco
Free Tuition for Students Studying for High Demand Industries:
- South Dakota
Free Tuition with Academic Standards Met:
American Job Centers
- Every state has one or more “American Job Centers” that are sponsored by the US Department of Labor.
- These centers receive funding from a federal grant called WIOA (Workforce Innovation & Opportunity Act).
- This money is intended to support a variety of workforce development activities offered through local and state organizations.
So what does that mean for you?
It means that these “Centers” may offer low cost, or even free, education and training through relationships that they have with local schools and career training organizations. That’s a ridiculously good deal if you qualify!
To get more information about the “American Job Centers” in your state, and the contact information so you can learn more about any help they might offer with education and training costs, click the button below!